Telephone
+91 94286 28808
Mail Us
Vasudhainvestmentsolution@gmailcom
Why redeem units when the loan is easily available? Application for Loans against securities to be made online through E-Wealth Account. The loan sanction status is updated within minutes, and the loan amount is disbursed in no time.
With Loan Against Securities (LAS) from NJ Capital, you can pledge your mutual funds, equity shares, bonds or securities and get access to instant liquidity. The EMI based repayment structure ensures that payments are made in an orderly, planned and affordable manner over the specified period and the liability is continuously brought down.
| Sr. No. | Details | Particulars |
|---|---|---|
| 1 | Product | Loan Against Securities - Term Loan |
| 2 | Minimum Loan Amount | INR 25,000/- |
| 3 | Maximum Loan Amount | INR 50,00,000/- |
| 4 | Securities Acceptable | Approved Equity MF Schemes, Debt MF Schemes, Hybrid MF Schemes, Fund of Funds, Balanced Funds |
| 5 | Loan Purpose | Business, Property Acquisition/Improvement, Education, Medical Expenses, Holidays/Weddings/Family Occasions, Personal Effects, Retiring Existing Debt |
| 6 | Loan Tenure (Months) | 6 to 60 months |
| 7 | Interest Rate |
|
| 8 | EMI Due Date | 25th of the month (for disbursals 1st-15th) or 10th of the following month (for disbursals 16th-end of month) |
| 9 | Margin (%) Required |
|
| 10 | Notice Period to Fulfil Margin Calls | Three Business Days |
| 11 | Date of Disposal of Securities | 25th of the month (for EMIs due on 10th) or 10th of the following month (for EMIs due on 25th) |
| 12 | Disposal of Securities (Event of Default) | Within 7 Business Days |
| 13 | Processing Fees | 0.5% of loan amount, max Rs. 20,000/- |
| 14 | Documentation Charges | First Time: Rs. 500/-, Subsequent Loans: Rs. 200/- |
| 15 | Prepayment Charges | 2% on principal amount prepaid |
| 16 | Additional Interest (Delayed Payment) | 1.5% per month on delayed EMI |
| 17 | Dishonour Charges | INR 500/- per instance |
+91 94286 28808
Vasudhainvestmentsolution@gmailcom