01 / INVEST
Mutual funds
Explore professionally managed schemes with different objectives and risks, including investing through SIPs.
A more personal way to begin
For the life you’re building.
Every goal has a story. Let’s start with yours and explore mutual fund investing, one clear step at a time.
Start a conversation ↗Try the calculator ↓✦ Plan for tomorrow✦ Understand mutual funds✦ Explore SIPs✦ Start a conversation
A little clarity goes a long way
Give your goals a starting point.
Try an illustration, learn the basics and bring your questions to a conversation. Your goals and comfort with risk matter.
Discuss your goals ↗Explore your options
Solutions for different needs.
Talk to Vasudha about the options you are interested in. Availability, eligibility and the role of the relevant provider vary by product.
02 / INVEST
Portfolio management services
Explore portfolio management services offered by a registered portfolio manager, subject to applicable eligibility and terms.
03 / BORROW
Loan against mutual funds
Explore a secured loan against eligible holdings. Lending is subject to the lender’s approval, terms, charges and risks.
04 / PROTECT
Insurance
Discuss your insurance needs with Vasudha. Available products and the relevant authorised provider or intermediary can be confirmed during your enquiry.
Vasudha Knowledge Centre
Learn before you decide.
Explore short introductions and trusted resources at your own pace.
Compare SIP, SWP & STP ↓01 / BASICS
What is a mutual fund?
A mutual fund pools money from investors and invests according to a scheme’s objective. Each scheme carries different risks.
02 / SIP
A regular investing method
An SIP lets you invest a selected amount at intervals. It does not guarantee profits or protect against losses.
03 / GOALS
Questions to consider
What is your goal? When might you need the money? How comfortable are you with changes in value?
Trusted learning resources
Go deeper with AMFI.
AMFI is the Association of Mutual Funds in India. These links open AMFI’s external investor education resources.
Mutual fund investing
Learn how mutual funds work and ways to invest.
Explore AMFI resources ↗Investor services
Read about investor services and common investment concepts.
View investor information ↗Investor resources
Understand scheme risks, read official documents and find your consolidated account statement.
Understand fund risks
Learn what the Riskometer indicates and how risk levels differ.
SEBI investor education ↗Scheme documents
Review official scheme information and factsheets before investing.
AMFI factsheet guide ↗Consolidated statement
Find information on your consolidated account statement across mutual funds.
AMFI statement guide ↗A clearer way to understand your options
SIP, SWP & STP explained.
These are ways to schedule transactions in mutual funds. Each serves a different purpose; none is a separate mutual fund product or guarantees returns.
SIP
Systematic Investment Plan
Invest a chosen amount in a mutual fund scheme at regular intervals.
Your bank→Mutual fund
Consider when: You want to invest regularly towards a goal.
SWP
Systematic Withdrawal Plan
Redeem units from an existing mutual fund investment at regular intervals and receive the proceeds.
Mutual fund→Your bank
Consider when: You need periodic withdrawals and understand they can reduce your invested balance.
STP
Systematic Transfer Plan
Move an amount at regular intervals from one eligible scheme to another, generally within the same fund house.
Source fund→Target fund
Consider when: You want to move an existing investment gradually between eligible schemes.
Before you decide
SIP invests, SWP withdraws and STP transfers. These are alternatives for different needs—not steps everyone must follow. Markets can fall, and SIPs do not assure profit or protect against loss. Withdrawals may deplete your investment. STP and SWP involve redeeming units; applicable exit loads and taxes may apply. Availability, minimums, frequency and rules depend on the schemes. Review scheme documents and consult a tax professional where needed.
Mutual fund investments are subject to market risks, read all scheme related documents carefully.
Talk to us about your questions ↗Learn more: AMFI on SIPs ↗ · SEBI on exit loads ↗
Tools for thoughtful decisions
Explore investment scenarios.
Explore hypothetical goal and withdrawal scenarios. Neither predicts future returns.
Try an illustration
SIP calculator
Type your own values below to see how regular contributions might accumulate over time.
Type or paste values. Amount: ₹0–₹1 crore; period: 1–50 whole years; assumed return: 0–30% per year.
Illustrative future value₹9,14,730Total contributions: ₹6,00,000
Illustration only, assuming contributions at the beginning of each month, monthly compounding and a constant assumed return. Returns vary and are not guaranteed; inflation, fees and taxes are excluded. This is not a forecast.
SWP illustration
Assumes a constant annual return, monthly compounding and withdrawals at the end of each month. This is not a scheme-specific projection.
Illustration only; actual returns fluctuate. Taxes, exit loads and inflation are excluded. Money can run out before the selected period.
Goal SIP illustration
Estimate the monthly investment for a future goal using your own assumed return. Contributions are assumed at the beginning of each month.
Illustration only. Returns are not guaranteed and may vary. Inflation, taxes, fees and charges are excluded. Your target is not guaranteed.
Scheme-wise historical calculator
We are preparing historical SIP, lump-sum and SWP calculations. This feature will be available once reliable scheme data and results have been verified.
Search for the exact scheme, plan and option. Results use historical NAVs from third-party provider MFapi.in and are hypothetical, not your actual account statement.
Historical results are not forecasts. Monthly transactions use the first available NAV on or after the scheduled day; ending valuation uses the last NAV on or before the end date. Holidays and actual transaction processing may differ. Taxes, exit loads, stamp duty, distributions and other transaction costs are excluded. Select Growth; IDCW options are not supported because payouts are not included. NAV data may be incomplete or delayed. Confirm results with the AMC and scheme documents.
Mutual fund investments are subject to market risks, read all scheme related documents carefully.
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Helpful next steps.
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Provider customer support ↗Your questions, answered
Start with the basics.
What happens after I contact Vasudha?
We will discuss your questions and, when you are ready, help you begin account opening. You complete registration and KYC directly on the external provider’s platform, subject to its requirements.
What is a mutual fund?
A mutual fund pools money from investors and invests it according to a scheme’s objective. Risks differ by scheme.
Does an SIP guarantee returns?
No. An SIP is a way to invest regularly. Investment values can rise or fall, and returns are not guaranteed.
How do existing clients access their account?
Choose your account in the Client Login section below. You will sign in directly on the external provider’s website. Contact Vasudha if you are unsure which option to use.
See client login options ↓Connect with Vasudha
Let’s talk about your goals.
Contact us by WhatsApp or email with your name, mobile number, email address and enquiry. Use the account-opening link in the Get started section when you are ready.
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nehal.trivedi@vasudhainvestment.com ↗For account access, visit the client login section. Please enter PAN, date of birth, bank details and identity documents directly on the external provider’s platform. Never send passwords or OTPs by message or email.